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Close-up of a brass key in a cash box padlock

Video course · 8 lessons

Savings Groups

From the first meeting to the year-end share-out: eight lessons for a small group of neighbours.

$79

Everything in the shop

Downloads arrive by email the minute you pay, and the merch is printed to order.

My course

From the first meeting to the year-end share-out: eight lessons for a small group of neighbours.

  • Close-up of a brass key in a cash box padlock
    Close-up of a brass key in a cash box padlock

    Video course · 8 lessons

    Savings Groups

    From the first meeting to the year-end share-out: eight lessons for a small group of neighbours.

    • 01What a savings group is10 min
    • 02Choosing your members11 min
    • 03Writing the rules13 min
    • 04The cashbox and the keys12 min
    • 05Keeping the ledger16 min
    • 06Running a meeting15 min
    • 07Lending and paying back14 min
    • 08Sharing out at the end of the year13 min

Downloads

Download as soon as you pay. Yours to keep.

  • Meeting Record Sheets

    One sheet for each meeting: who came, what was put in, what was lent and what was paid back.

    $7
  • Group Rules Template

    A plain set of rules to fill in together, with blanks for the meeting day, the amounts and the loans.

    $8
  • Loan Record Cards

    A card for every loan, with the amount, the date and each payment back, ready to cut out.

    $9

Merch

My designs, printed to order and shipped by Printful.

Bicycles on a red-earth road

Newsletter

Under the Mango Tree

A short letter every Sunday from the village: one thing from the ledger, one tip and one job for this week.

One email every Sunday. Unsubscribe any time.

Plastic chairs in a circle in the yard

About me

I live in a village near Mbale in Uganda, and for twelve years I have kept the ledger for a savings group of twenty-five neighbours. We meet every week under a mango tree, in plastic chairs, with a metal box that has three padlocks. I learned from the women who began the group before me, and from many mistakes in a school exercise book.

Now I teach it. The videos are filmed under the tree and in the yard, in plain words, with the box, the ledger and a pencil. What I sell is the paper that makes a group work: ledger pages, meeting sheets, a rules template, loan cards and a household budget workbook, and two video courses, one for starting a group and one for the budget. I do not hold anyone’s money and I do not lend any. I teach you to keep your own group’s books honestly.

Questions

Short answers on downloads, the course and the merch.

How do the downloads arrive?

After checkout you receive an email with a download link, and the same link is shown on the confirmation page. Every file is a PDF made to print on ordinary A4 or Letter paper, or to copy by hand into an exercise book.

How do the video courses work?

You pay once and the lessons appear in your account straight away. Watch them in order, as many times as you like, on a phone or a laptop. Each lesson is short, so a group can watch one together at a meeting.

Is there merch?

Yes: tees, totes, mugs, prints and stickers with my own designs. Each is printed to order and shipped by Printful, and the cost and delivery time show at checkout.

How many people do I need to start a savings group?

Fifteen to thirty is common, but you can begin with as few as five or six neighbours you trust. The first video says how to choose them, and the rules template helps you agree on everything at the first meeting.